Specialist finance for
charities.
Independent examinations, CQC-ready care accounts, SPV property structures and growing-business advisory — with plain-English clarity and one person who knows your name. Led personally by Brian Smartt.
BFS — statement of clarity
Six specialisms. One person who knows your name.
Built around your world, not ours.
Simple to start. Built to last.
A free first conversation
Tell us where you are and what you need. No jargon, no obligation — just a clear, honest read.
A plan built around you
A service shaped to your sector, size and goals — never a one-size-fits-all package.
An ongoing partnership
Proactive advice and reliable reporting, with Brian on the end of the phone when you need him.
A specialist practice, led personally.
BFS Associates was founded by Brian Smartt to bring genuine specialist expertise to the sectors that need it most — and the businesses and people that power them. You work directly with Brian, not a rotating account team.
“Good finance isn’t about more spreadsheets — it’s about giving you the clarity and confidence to focus on the work that matters.”
Brian Smartt
Founder & Principal · BFS Associates Ltd
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Years in practice
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Organisations served
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Specialist services
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Cities served
Trusted across Wales & beyond.
Brian's expertise in independent examinations and Gift Aid has saved us real time and given our trustees total confidence in the numbers.
Sarah M.
Charity Treasurer · Newport
BFS got us to full CIW financial compliance and set up accounts that finally give us visibility. His knowledge of the care sector is outstanding.
David R.
Care Home Director · Cardiff
Professional, responsive and genuinely expert. BFS gave us the financial clarity we needed to expand with confidence.
James T.
Property Investor · Bristol
Let’s talk about your numbers.
Book a free, no-obligation consultation with Brian — and find out what specialist finance feels like.